金利換算
日次・月次・年次金利と実効年率。
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FAQ（5）
Nominal vs effective?
Nominal scales by period count; effective compounds within the year (EAR). LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.
Day count?
Daily uses 365 for a simple estimate. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.
APR vs EAR?
APR is often quoted nominally; EAR reflects compounding. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.
For savings or loans?
Both — verify the product’s compounding convention. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.
Uploaded?
No. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.