Compound Interest & DCA

Estimate future value with compounding and monthly contributions — locally.

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FAQ(5)

Is this investment advice?

No. It is a math estimator for compounding and contributions. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.

What compounding frequencies are supported?

Monthly, quarterly, and annually. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.

Are monthly additions invested at period end?

Yes — modeled as an ordinary annuity within each compounding period. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.

Does data leave my device?

No. All calculations stay in the browser. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.

Why does my bank app show a different number?

Banks may use different day-count, fees, or compounding conventions. LocalKit processes everything locally in your browser—nothing is uploaded and no account is required. Results are estimates only and not financial advice.